InvestAnswers|26. Juni
Should u BUY Real Estate? Insane Global Report & Housing Red Flags 🚨🏠📉
📊 Should You Buy Real Estate? Insights from a Global Report
🔑 Key Takeaways- Real estate makes up 25% of U.S. household assets but also 67% of liabilities – high rates hurt net worth and mobility.
- Boomers hold $84 trillion in property, but the wealth transfer to younger generations is delayed as they stay in large homes.
- Bubble risk index (UBS): Miami, Zurich, Tokyo highest; San Francisco fairly valued yet hot.
- USA: South (Florida, Texas, Arizona) sees massive price cuts – over 50% of sellers reduce prices. New home inventory hits 10-month supply, builders slash 10–20% off.
- Europe: Netherlands (77%) and Spain (76%) think their housing policies are on the wrong track. Germany: prices up 30% since 2020 but down from 2022 peak.
- Canada: Real wages rose 4.5x, but home prices surged 1,223x – an enormous affordability gap.
- Australia: Scenarios for 2035: +23% or -40% – high uncertainty.
| Country | Change |
|---|---|
| Poland | +74% |
| Netherlands | +63% |
| Australia | +60% |
| USA | +56% |
| Ireland | +53% |
| Germany | +30% |
| New Zealand | +26% |
| UK | +24% |
| Canada | +20% |
| Switzerland | +19% |
| Sweden | +15% |
| India | +14% |
| Argentina | -34% |
- New York City: Rent freeze on 1 million units – reduces maintenance, new construction, and increases luxury rents.
- London: 26% of prime properties sold at a loss – tax fears drive sellers away.
- Socialism vs. Returns: Early evidence suggests higher socialism correlates with lower real estate appreciation.
Real estate is highly local and driven by money printing. Adjusted for M2 growth, U.S. real returns since 2020 are only 5%. Buyers should focus on location, local policies, and interest rates – cash offers win deals.
