InvestAnswers|10. Mai
Math Behind the Fastest Horses: SOL vs ETH, AI Bubbles & Mortgage Traps 🐎📉
🐎 Overview
The video covers asset allocation, Tesla as an AI play, Solana vs. Ethereum, yield chasing, and mortgage traps. Key advice: don't chase, build a retirement bag, follow the 80/20 rule, and keep your job for cash flow.
📊 Allocation Strategy- 80/20 Rule: 80% in disruptive core assets (don't trade), 20% for tactical rotation.
- Don't Chase: Avoid buying after huge runs. Buy on big dips instead.
- Income as Hedge: Keep a job or side hustle to generate cash for investments.
- Watch Taxes: Short-term gains can be heavily taxed.
- Tesla is Applied AI: Autonomous driving, humanoid robots, energy, AI inference. No other company like it.
- Tesla as Money Market: Viewed as the safest AI play with high upside.
- Cap AI Exposure: No more than 25% in IAI13 (excl. Nvidia, Tesla).
- Don't Touch Retirement Bag: It's off-limits.
- Solana Outperforms: 5,000% more daily transactions, faster finality. Winner takes most.
- Adoption Lag: On-chain metrics are exploding but price hasn't caught up—similar to early Amazon.
- Ethereum Underperforms: Price was $3,900 five years ago, now $2,300. Potatoes were a better investment.
- Asymmetric Bet: Solana could 3-6x from here. Bullish.
- No Easy Money: Products like QYLD have NAV decay. STRC is interesting but risky.
- Mortgages: Don't lock in a 30-year fixed now. Rates will drop to 3-4% by 2025. Better to get a 2-3 year fixed and refinance later.
- Philronic: OTC penny stock, high risk (Beneish M-Score 1.45). Take profits.
- Micro Strategy (MSTR): Hold calls ($220 strike) because Bitcoin is scarce in the AI age. Consider rolling down.
- Palantir: Good AI stock with high earnings growth. Include in IAI13 basket.
Disclaimer: Not financial advice, just an opinion.
